Super Balance Projection
See where your super is heading based on your current balance, salary, and contributions — and how that compares to a modest or comfortable retirement. Adjust the sliders below to explore different scenarios.
Will your super balance be enough for retirement?
Your projected balance depends heavily on your fund's long-term net investment returns. Even a 1% difference in annual performance over 30 years can swing your final balance by hundreds of thousands of dollars.
Benchmarks are indicative lump-sum targets for a single homeowner, based on the ASFA Retirement Standard (modest and comfortable annual income levels). ASFA updates these figures quarterly — see the current figures at moneysmart.gov.au. Projection is a simplified estimate in future (not inflation-adjusted) dollars, assumes a flat annual return, and is general information only — not financial advice.
This projection assumes a flat annual return and the current 12% Super Guarantee rate. It's a simplified estimate in future dollars, not adjusted for inflation — actual outcomes depend on your fund's fees, real investment performance, and any future changes to super law.
Disclaimer: This information is general in nature and not financial advice. See our full Disclaimer for details.